What a PNB e-statement PDF looks like
PNB statements downloaded from NetBanking follow a standard layout. The header carries the account details; the body is a transaction table:
- Account number — a 14-digit number (e.g. 1148…), shown with the branch and statement period in the header.
- Transaction table — six columns: Date, Narration, Cheque/Ref No., Withdrawal, Deposit, Balance, with dates in dd/MM/yyyy.
- No password — the PNB statements we tested opened directly with no encryption.
RTGS, NEFT and overdraft entries in one file
Three PNB-specific details that matter when you're converting:
- Narration, not Particulars. PNB labels its description column Narration — the converter reads the actual header, so nothing is missed.
- RTGS and CHQ entries stand out. The tested file carried RTGS/…, CHQ/… and ACH/… narrations alongside the usual NEFT, IMPS and UPI entries — useful for mapping ledgers.
- Overdraft (OD) rows. PNB current accounts with OD facilities show overdraft entries in the same table — they convert exactly like any other transaction.
Check the balance column as you review
Every PNB row carries a running balance. When you preview the conversion, the last balance should match the statement's closing figure — if it does, no row was dropped or duplicated.
Convert a PNB statement in three steps
Upload your PNB statement PDF
Download the statement from PNB NetBanking, then upload it. The tested files opened directly — no password needed.
Preview the extracted transactions
PNB uses a Narration column. Spot-check the rows — RTGS, NEFT, CHQ and OD entries are easy to tell apart in the narration.
Download Tally XML
Export a Tally-ready XML file and import it via Gateway of Tally → Import Data → Vouchers. CSV export is included too.
This works for savings, current and overdraft account statements from PNB. If your bank isn't PNB, the same flow covers 21 other tested Indian banks — see the full converter.
Importing the XML into Tally
Once you've downloaded the XML, open Tally Prime and go to Gateway of Tally → Import Data → Vouchers, then select the file. New to the import step? Read the step-by-step import guide.