What an Axis e-statement PDF looks like
Axis statements downloaded from NetBanking follow a clean, consistent layout. The header carries the account details; the body is a single transaction table:
- Account number — a 15-digit number (for example, 919010012345678), shown with the branch, IFSC and initial branch code.
- Opening and closing balance — the statement opens with a balance and closes with a total. The closing balance includes credit balances, overdrafts and funds under clearing, and excludes any marked lien.
- Transaction table — five columns: Tran Date, Chq No, Particulars, Debit, Credit, Balance.
Particulars, the SMS shortcut, and password behaviour
Three Axis-specific details that matter when you're converting:
- Particulars lead with the payment type. The opening segment before the slash identifies how money moved — e.g. IMPS/P2A/…, POS/…, ATM-CASH-…, ACCFUND-…, NEFT/… or UPI/…. That prefix is a reliable way to categorize transactions while you map ledgers — group all IMPS/P2A rows to one ledger, POS rows to another, and so on.
- Password behaviour varies. The Axis statement we tested, downloaded from NetBanking, was not password-protected — it opened directly. Some Axis exports do come encrypted, with the password set when the statement is generated (commonly the first 4 letters of the account holder's name in capitals). If yours prompts for one, check the download screen for the rule — and you can enter it during upload, no need to unencrypt the file.
- You can request a statement by SMS. Send ESTMT <last 5 digits> <from> <to> (dates as dd-mm-yyyy) to 56161600 from your registered number, and Axis emails you the e-statement.
Use the SMS trick for quick mini-statements
For a one-off conversion — say, a single month for one account — the SMS option is faster than logging in: no NetBanking session, no menu hunting. The emailed PDF converts exactly like a NetBanking download.
Convert an Axis statement in three steps
Upload your Axis statement PDF
Download the statement from Axis NetBanking (Accounts → View Detailed Statement), or request one by SMS, then upload it. If the PDF is password-protected, enter the password when prompted.
Preview the extracted transactions
Axis 'Particulars' lead with the payment type — IMPS/P2A, POS/, ATM- and similar. Spot-check the rows — the opening and closing balances confirm nothing was missed.
Download Tally XML
Export a Tally-ready XML file and import it via Gateway of Tally → Import Data → Vouchers. CSV export is included too.
This works for savings and current account statements from Axis, including overdraft accounts. If your bank isn't Axis, the same flow covers 21 other tested Indian banks — see the full converter.
Importing the XML into Tally
Once you've downloaded the XML, open Tally Prime and go to Gateway of Tally → Import Data → Vouchers, then select the file. New to the import step? Read the step-by-step import guide.